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ZIP codes: 94945, 94947, 94949
Novato stretches from Old Town and the Novato Creek corridor out to Hamilton, Bel Marin Keys, Indian Valley and the San Marin hills.
Bel Marin Keys and Hamilton are built on former tidal marsh and an old airfield near the bay, while Novato Creek has flooded neighborhoods along its banks in big storms. Lots of Novato homes are 1960s-80s tract houses with crawlspaces and original supply lines that are now reaching the end of their life.
Large neighborhoods of 1960s-80s tract homes are now on their second or third roof, and many are due again. Wind coming off San Pablo Bay and San Antonio Valley can strip composition shingles and lift ridge caps.